Peak

UK AI decisioning platform for retail and supply chain commercial optimisation

Featurespace

Cambridge-founded AI platform for real-time adaptive fraud detection in financial services

Peak

Strong

18/25

Featurespace

Strong

21/25

Score Breakdown

DimensionPeakFeaturespace

Data Residency

Where is your data stored and processed?

Peak: Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.

Featurespace: Data processed in UK and EU infrastructure. On-premise deployment available for financial institutions with strict data localisation requirements. Strong data residency controls appropriate for regulated financial services.

4/5

Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.

4/5

Data processed in UK and EU infrastructure. On-premise deployment available for financial institutions with strict data localisation requirements. Strong data residency controls appropriate for regulated financial services.

Legal Jurisdiction

Which laws govern the company and your data?

Peak: Incorporated in England and Wales under UK law. Regulated by ICO under UK GDPR. UK jurisdiction provides strong data protection baseline without CLOUD Act exposure. EU adequacy decision covers UK-EU data transfers.

Featurespace: Incorporated in England and Wales under UK law. FCA and PRA-aware compliance posture. UK GDPR applies. EU adequacy decision covers UK-EU data transfers. Pending Visa acquisition may affect jurisdiction analysis; confirm current ownership structure before contracting.

4/5

Incorporated in England and Wales under UK law. Regulated by ICO under UK GDPR. UK jurisdiction provides strong data protection baseline without CLOUD Act exposure. EU adequacy decision covers UK-EU data transfers.

4/5

Incorporated in England and Wales under UK law. FCA and PRA-aware compliance posture. UK GDPR applies. EU adequacy decision covers UK-EU data transfers. Pending Visa acquisition may affect jurisdiction analysis; confirm current ownership structure before contracting.

Data Retention & Training

Is your data used for model training?

Peak: Customer commercial data is not used for cross-customer model training. Enterprise data processing agreements with configurable retention periods. Appropriate data lifecycle controls for sensitive retail and supply chain data.

Featurespace: Transaction data handled under enterprise-grade data lifecycle controls appropriate for financial services. Customer data is not shared for cross-customer model training. GDPR and UK GDPR-compliant data processing agreements available.

4/5

Customer commercial data is not used for cross-customer model training. Enterprise data processing agreements with configurable retention periods. Appropriate data lifecycle controls for sensitive retail and supply chain data.

4/5

Transaction data handled under enterprise-grade data lifecycle controls appropriate for financial services. Customer data is not shared for cross-customer model training. GDPR and UK GDPR-compliant data processing agreements available.

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

Peak: Holds ISO 27001 certification. Solid baseline for a commercial AI platform. SOC 2 Type II would strengthen the posture for enterprise procurement requirements, particularly for US-headquartered retail brands operating in Europe.

Featurespace: Holds ISO 27001 and SOC 2 Type II certifications. Appropriate certification posture for a financial services AI platform. PCI-DSS relevance for payment fraud use cases should be confirmed with Featurespace for specific deployments.

3/5

Holds ISO 27001 certification. Solid baseline for a commercial AI platform. SOC 2 Type II would strengthen the posture for enterprise procurement requirements, particularly for US-headquartered retail brands operating in Europe.

4/5

Holds ISO 27001 and SOC 2 Type II certifications. Appropriate certification posture for a financial services AI platform. PCI-DSS relevance for payment fraud use cases should be confirmed with Featurespace for specific deployments.

Regulatory Fit

Suitability for regulated industries and professional services

Peak: Good regulatory fit for UK and European retail and supply chain businesses. ISO 27001 and UK GDPR compliance meet common enterprise procurement thresholds. Not sector-regulated, so straightforward compliance path for commercial applications.

Featurespace: Excellent regulatory fit for financial institutions regulated by the FCA, PRA, BaFin, ECB, and EBA. DORA-aware operational resilience posture, financial crime-specific design, and strong certification posture make this one of the highest-scoring tools for regulated financial services.

3/5

Good regulatory fit for UK and European retail and supply chain businesses. ISO 27001 and UK GDPR compliance meet common enterprise procurement thresholds. Not sector-regulated, so straightforward compliance path for commercial applications.

5/5

Excellent regulatory fit for financial institutions regulated by the FCA, PRA, BaFin, ECB, and EBA. DORA-aware operational resilience posture, financial crime-specific design, and strong certification posture make this one of the highest-scoring tools for regulated financial services.

Total Score

18/25

21/25

Best For

Peak

Best for EU-headquartered organisations needing maximum data sovereignty; regulated industries (FCA, PRA); privacy-conscious teams who need strong data retention controls; organisations that need self-hosted or on-premise deployment.

Featurespace

Best for EU-headquartered organisations needing maximum data sovereignty; privacy-conscious teams who need strong data retention controls.

Detailed Comparison

Featurespace vs Peak: Trust & Compliance Comparison

Featurespace (Featurespace, GB) scores 21/25 overall with a Silver (Strong) trust badge. Cambridge-founded AI platform for real-time adaptive fraud detection in financial services. Peak (Peak AI, GB) scores 18/25 with a Silver (Strong) trust badge. UK AI decisioning platform for retail and supply chain commercial optimisation.

Dimension-by-Dimension Breakdown

#### Data Residency

Both score equally at 4/5.

●Featurespace (4/5): Data processed in UK and EU infrastructure. On-premise deployment available for financial institutions with strict data localisation requirements. Strong data residency controls appropriate for regulated financial services.

●Peak (4/5): Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.

#### Legal Jurisdiction

Both score equally at 4/5.

●Featurespace (4/5): Incorporated in England and Wales under UK law. FCA and PRA-aware compliance posture. UK GDPR applies. EU adequacy decision covers UK-EU data transfers. Pending Visa acquisition may affect jurisdiction analysis; confirm current ownership structure before contracting.

●Peak (4/5): Incorporated in England and Wales under UK law. Regulated by ICO under UK GDPR. UK jurisdiction provides strong data protection baseline without CLOUD Act exposure. EU adequacy decision covers UK-EU data transfers.

#### Data Retention & Training

Both score equally at 4/5.

●Featurespace (4/5): Transaction data handled under enterprise-grade data lifecycle controls appropriate for financial services. Customer data is not shared for cross-customer model training. GDPR and UK GDPR-compliant data processing agreements available.

●Peak (4/5): Customer commercial data is not used for cross-customer model training. Enterprise data processing agreements with configurable retention periods. Appropriate data lifecycle controls for sensitive retail and supply chain data.

#### Certifications

Featurespace leads with 4/5 vs 3/5.

●Featurespace (4/5): Holds ISO 27001 and SOC 2 Type II certifications. Appropriate certification posture for a financial services AI platform. PCI-DSS relevance for payment fraud use cases should be confirmed with Featurespace for specific deployments.

●Peak (3/5): Holds ISO 27001 certification. Solid baseline for a commercial AI platform. SOC 2 Type II would strengthen the posture for enterprise procurement requirements, particularly for US-headquartered retail brands operating in Europe.

#### Regulatory Fit

Featurespace leads with 5/5 vs 3/5.

●Featurespace (5/5): Excellent regulatory fit for financial institutions regulated by the FCA, PRA, BaFin, ECB, and EBA. DORA-aware operational resilience posture, financial crime-specific design, and strong certification posture make this one of the highest-scoring tools for regulated financial services.

●Peak (3/5): Good regulatory fit for UK and European retail and supply chain businesses. ISO 27001 and UK GDPR compliance meet common enterprise procurement thresholds. Not sector-regulated, so straightforward compliance path for commercial applications.

Certifications at a Glance

Certification	Featurespace	Peak
ISO 27001	Yes	Yes
SOC 2 Type II	Yes	No

Overall Verdict

Featurespace has a clear trust advantage, scoring 21/25 compared to Peak's 18/25. Featurespace particularly excels in certifications, regulatory fit.

Frequently Asked Questions

Which is better for EU compliance, Peak or Featurespace?

Peak has a TrustKit score of 18/25 while Featurespace scores 21/25. Featurespace currently rates higher across data residency, legal jurisdiction, data retention, certifications, and regulatory fit.

How do Peak and Featurespace compare on data residency?

Peak scores 4/5 for data residency (Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.), while Featurespace scores 4/5 (Data processed in UK and EU infrastructure. On-premise deployment available for financial institutions with strict data localisation requirements. Strong data residency controls appropriate for regulated financial services.).

Are Peak and Featurespace GDPR compliant?

Both tools are assessed across five compliance dimensions. Peak has a regulatory fit score of 3/5 and Featurespace scores 5/5. Check the full comparison above for a detailed breakdown.

Explore Each Tool