Pigment

AI-native business planning platform for finance, sales, and HR teams

SAP Joule

AI copilot embedded across SAP's enterprise application suite

Pigment

Excellent

23/25

SAP Joule

Excellent

25/25

Score Breakdown

DimensionPigmentSAP Joule

Data Residency

Where is your data stored and processed?

Pigment: EU data centres; French company with EU-only processing

SAP Joule: SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.

5/5

EU data centres; French company with EU-only processing

5/5

SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.

Legal Jurisdiction

Which laws govern the company and your data?

Pigment: French SAS under EU jurisdiction; not subject to US CLOUD Act

SAP Joule: Incorporated and headquartered in Germany under stringent EU and German law. As a German company, SAP is subject to some of the world's strongest data protection regulations, including GDPR by default.

5/5

French SAS under EU jurisdiction; not subject to US CLOUD Act

5/5

Incorporated and headquartered in Germany under stringent EU and German law. As a German company, SAP is subject to some of the world's strongest data protection regulations, including GDPR by default.

Data Retention & Training

Is your data used for model training?

Pigment: No training on customer data; enterprise retention controls

SAP Joule: Enterprise-grade data lifecycle management integrated with SAP's existing records management capabilities. Comprehensive DPAs and data processing controls available for all regulated customers.

4/5

No training on customer data; enterprise retention controls

5/5

Enterprise-grade data lifecycle management integrated with SAP's existing records management capabilities. Comprehensive DPAs and data processing controls available for all regulated customers.

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

Pigment: SOC 2 Type II and ISO 27001 certified

SAP Joule: Exceptional certification portfolio including ISO 27001/27017/27018, SOC 1/2 Type II, German BSI C5, Spanish ENS, and Australian IRAP. Satisfies compliance requirements for most global regulators.

4/5

SOC 2 Type II and ISO 27001 certified

5/5

Exceptional certification portfolio including ISO 27001/27017/27018, SOC 1/2 Type II, German BSI C5, Spanish ENS, and Australian IRAP. Satisfies compliance requirements for most global regulators.

Regulatory Fit

Suitability for regulated industries and professional services

Pigment: Excellent fit for EU financial services and regulated enterprise planning

SAP Joule: Excellent regulatory fit for global enterprises in regulated sectors. German legal jurisdiction, BSI C5 attestation, and sector-specific certifications make SAP Joule one of the most regulator-friendly AI platforms.

5/5

Excellent fit for EU financial services and regulated enterprise planning

5/5

Excellent regulatory fit for global enterprises in regulated sectors. German legal jurisdiction, BSI C5 attestation, and sector-specific certifications make SAP Joule one of the most regulator-friendly AI platforms.

Total Score

23/25

25/25

Best For

Pigment

Best for EU-headquartered organisations needing maximum data sovereignty; regulated industries (BaFin, AMF); privacy-conscious teams who need strong data retention controls.

SAP Joule

Best for EU-headquartered organisations needing maximum data sovereignty; organisations requiring broad certification coverage (SOC 1 Type II, SOC 2 Type II, ISO 27001); regulated industries (BaFin, FCA); privacy-conscious teams who need strong data retention controls.

Detailed Comparison

Pigment vs SAP Joule: Trust & Compliance Comparison

Pigment (Pigment, FR) scores 23/25 overall with a Gold (Excellent) trust badge. AI-native business planning platform for finance, sales, and HR teams. SAP Joule (SAP, DE) scores 25/25 with a Gold (Excellent) trust badge. AI copilot embedded across SAP's enterprise application suite.

Dimension-by-Dimension Breakdown

#### Data Residency

Both score equally at 5/5.

●Pigment (5/5): EU data centres; French company with EU-only processing

●SAP Joule (5/5): SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.

#### Legal Jurisdiction

Both score equally at 5/5.

●Pigment (5/5): French SAS under EU jurisdiction; not subject to US CLOUD Act

●SAP Joule (5/5): Incorporated and headquartered in Germany under stringent EU and German law. As a German company, SAP is subject to some of the world's strongest data protection regulations, including GDPR by default.

#### Data Retention & Training

SAP Joule leads with 5/5 vs 4/5.

●Pigment (4/5): No training on customer data; enterprise retention controls

●SAP Joule (5/5): Enterprise-grade data lifecycle management integrated with SAP's existing records management capabilities. Comprehensive DPAs and data processing controls available for all regulated customers.

#### Certifications

SAP Joule leads with 5/5 vs 4/5.

●Pigment (4/5): SOC 2 Type II and ISO 27001 certified

●SAP Joule (5/5): Exceptional certification portfolio including ISO 27001/27017/27018, SOC 1/2 Type II, German BSI C5, Spanish ENS, and Australian IRAP. Satisfies compliance requirements for most global regulators.

#### Regulatory Fit

Both score equally at 5/5.

●Pigment (5/5): Excellent fit for EU financial services and regulated enterprise planning

●SAP Joule (5/5): Excellent regulatory fit for global enterprises in regulated sectors. German legal jurisdiction, BSI C5 attestation, and sector-specific certifications make SAP Joule one of the most regulator-friendly AI platforms.

Certifications at a Glance

Certification	Pigment	SAP Joule
C5	No	Yes
ENS	No	Yes
IRAP	No	Yes
ISO 27001	Yes	Yes
ISO 27017	No	Yes
ISO 27018	No	Yes
SOC 1 Type II	No	Yes
SOC 2 Type II	Yes	Yes

Overall Verdict

SAP Joule has a clear trust advantage, scoring 25/25 compared to Pigment's 23/25. SAP Joule particularly excels in data retention & training, certifications.

Frequently Asked Questions

Which is better for EU compliance, Pigment or SAP Joule?

Pigment has a TrustKit score of 23/25 while SAP Joule scores 25/25. SAP Joule currently rates higher across data residency, legal jurisdiction, data retention, certifications, and regulatory fit.

How do Pigment and SAP Joule compare on data residency?

Pigment scores 5/5 for data residency (EU data centres; French company with EU-only processing), while SAP Joule scores 5/5 (SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.).

Are Pigment and SAP Joule GDPR compliant?

Both tools are assessed across five compliance dimensions. Pigment has a regulatory fit score of 5/5 and SAP Joule scores 5/5. Check the full comparison above for a detailed breakdown.

Explore Each Tool