Shift Technology

AI platform for insurance fraud detection, claims, and underwriting

SAP Joule

AI copilot embedded across SAP's enterprise application suite

Shift Technology

Excellent

23/25

SAP Joule

Excellent

25/25

Score Breakdown

DimensionShift TechnologySAP Joule

Data Residency

Where is your data stored and processed?

Shift Technology: EU data centres; French-headquartered with EU-only processing option

SAP Joule: SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.

5/5

EU data centres; French-headquartered with EU-only processing option

5/5

SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.

Legal Jurisdiction

Which laws govern the company and your data?

Shift Technology: French SAS under EU jurisdiction; tailored for EU insurance regulation

SAP Joule: Incorporated and headquartered in Germany under stringent EU and German law. As a German company, SAP is subject to some of the world's strongest data protection regulations, including GDPR by default.

5/5

French SAS under EU jurisdiction; tailored for EU insurance regulation

5/5

Incorporated and headquartered in Germany under stringent EU and German law. As a German company, SAP is subject to some of the world's strongest data protection regulations, including GDPR by default.

Data Retention & Training

Is your data used for model training?

Shift Technology: No training on individual customer data; insurance-grade retention policies

SAP Joule: Enterprise-grade data lifecycle management integrated with SAP's existing records management capabilities. Comprehensive DPAs and data processing controls available for all regulated customers.

4/5

No training on individual customer data; insurance-grade retention policies

5/5

Enterprise-grade data lifecycle management integrated with SAP's existing records management capabilities. Comprehensive DPAs and data processing controls available for all regulated customers.

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

Shift Technology: SOC 2 Type II and ISO 27001 certified

SAP Joule: Exceptional certification portfolio including ISO 27001/27017/27018, SOC 1/2 Type II, German BSI C5, Spanish ENS, and Australian IRAP. Satisfies compliance requirements for most global regulators.

4/5

SOC 2 Type II and ISO 27001 certified

5/5

Exceptional certification portfolio including ISO 27001/27017/27018, SOC 1/2 Type II, German BSI C5, Spanish ENS, and Australian IRAP. Satisfies compliance requirements for most global regulators.

Regulatory Fit

Suitability for regulated industries and professional services

Shift Technology: Purpose-built for EU insurance regulation (GDPR, Solvency II, EIOPA)

SAP Joule: Excellent regulatory fit for global enterprises in regulated sectors. German legal jurisdiction, BSI C5 attestation, and sector-specific certifications make SAP Joule one of the most regulator-friendly AI platforms.

5/5

Purpose-built for EU insurance regulation (GDPR, Solvency II, EIOPA)

5/5

Excellent regulatory fit for global enterprises in regulated sectors. German legal jurisdiction, BSI C5 attestation, and sector-specific certifications make SAP Joule one of the most regulator-friendly AI platforms.

Total Score

23/25

25/25

Best For

Shift Technology

Best for EU-headquartered organisations needing maximum data sovereignty; organisations requiring broad certification coverage (SOC 1 Type II, SOC 2 Type II, ISO 27001); regulated industries (BaFin, FCA); privacy-conscious teams who need strong data retention controls.

SAP Joule

Best for EU-headquartered organisations needing maximum data sovereignty; regulated industries (BaFin, ACPR); privacy-conscious teams who need strong data retention controls.

Detailed Comparison

SAP Joule vs Shift Technology: Trust & Compliance Comparison

SAP Joule (SAP, DE) scores 25/25 overall with a Gold (Excellent) trust badge. AI copilot embedded across SAP's enterprise application suite. Shift Technology (Shift Technology, FR) scores 23/25 with a Gold (Excellent) trust badge. AI platform for insurance fraud detection, claims, and underwriting.

Dimension-by-Dimension Breakdown

#### Data Residency

Both score equally at 5/5.

●SAP Joule (5/5): SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.

●Shift Technology (5/5): EU data centres; French-headquartered with EU-only processing option

#### Legal Jurisdiction

Both score equally at 5/5.

●SAP Joule (5/5): Incorporated and headquartered in Germany under stringent EU and German law. As a German company, SAP is subject to some of the world's strongest data protection regulations, including GDPR by default.

●Shift Technology (5/5): French SAS under EU jurisdiction; tailored for EU insurance regulation

#### Data Retention & Training

SAP Joule leads with 5/5 vs 4/5.

●SAP Joule (5/5): Enterprise-grade data lifecycle management integrated with SAP's existing records management capabilities. Comprehensive DPAs and data processing controls available for all regulated customers.

●Shift Technology (4/5): No training on individual customer data; insurance-grade retention policies

#### Certifications

SAP Joule leads with 5/5 vs 4/5.

●SAP Joule (5/5): Exceptional certification portfolio including ISO 27001/27017/27018, SOC 1/2 Type II, German BSI C5, Spanish ENS, and Australian IRAP. Satisfies compliance requirements for most global regulators.

●Shift Technology (4/5): SOC 2 Type II and ISO 27001 certified

#### Regulatory Fit

Both score equally at 5/5.

●SAP Joule (5/5): Excellent regulatory fit for global enterprises in regulated sectors. German legal jurisdiction, BSI C5 attestation, and sector-specific certifications make SAP Joule one of the most regulator-friendly AI platforms.

●Shift Technology (5/5): Purpose-built for EU insurance regulation (GDPR, Solvency II, EIOPA)

Certifications at a Glance

Certification	SAP Joule	Shift Technology
C5	Yes	No
ENS	Yes	No
IRAP	Yes	No
ISO 27001	Yes	Yes
ISO 27017	Yes	No
ISO 27018	Yes	No
SOC 1 Type II	Yes	No
SOC 2 Type II	Yes	Yes

Overall Verdict

SAP Joule has a clear trust advantage, scoring 25/25 compared to Shift Technology's 23/25. SAP Joule particularly excels in data retention & training, certifications.

Frequently Asked Questions

Which is better for EU compliance, Shift Technology or SAP Joule?

Shift Technology has a TrustKit score of 23/25 while SAP Joule scores 25/25. SAP Joule currently rates higher across data residency, legal jurisdiction, data retention, certifications, and regulatory fit.

How do Shift Technology and SAP Joule compare on data residency?

Shift Technology scores 5/5 for data residency (EU data centres; French-headquartered with EU-only processing option), while SAP Joule scores 5/5 (SAP BTP supports global data centre regions across EU, US, Asia Pacific and more. Customers can select their primary data region. SAP holds C5 attestation from Germany's BSI, setting a high standard for cloud data residency.).

Are Shift Technology and SAP Joule GDPR compliant?

Both tools are assessed across five compliance dimensions. Shift Technology has a regulatory fit score of 5/5 and SAP Joule scores 5/5. Check the full comparison above for a detailed breakdown.

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